Planning Tools | ScholarShare 529 Skip to the main content > Accessibility Statement > Turn Animations Off: * * Workplace 529 * News * Español * Search * * Log in Search: Submit Log in * Why ScholarShare 529 * * Benefits of Our 529 * A Plan for Everyone * About Us * Learn and Plan * * How Our 529 Works * Compare Ways to Save * The Cost of College * Investment Options * * Compare Investment Options * Enrollment Year Investment Portfolios * Risk-Based Portfolios * Guaranteed Portfolio Option * Daily Price & Performance * Fees & Expenses * Resources * * Popular Resources * Report on Higher Ed * Planning Tools * FAQs * Gifting * Events & Webinars * Glossary * Children's Savings Accounts * Schedule an Appointment * Account Center * * How-tos * Forms * Open An Account * Workplace 529 * News * Español * Home * Planning tools Planning tools Explore the different ways you can save for college with ScholarShare 529. Our tools apply your financial goals, investment timelines and more to help you choose the right options for your plan. College planning calculator Find out how much you may want to save for your child's higher education based on the current cost of college combined with adjustments for inflation. You can even forecast the future cost of attending a specific college or university. Calculate the cost of college What's your risk tolerance? Answer these simple questions to figure your risk tolerance level when choosing an investment based on your savings preferences, goals and other key factors. Determine Your Risk Tolerance Savings Estimator See how much you could save over time by contributing to your ScholarShare 529 account. Estimate Your Savings More to explore * Compare ways to save Learn how ScholarShare 529 compares with other college savings options. Start comparing * The cost of college Get information to help you plan and save for rising tuition, fees, and other college expenses. Find out more * Compare investment options We make it easy to choose investment options that fit your financial needs and savings goals. Discover your options Want more time before getting started? Sign up to receive ScholarShare 529 information and college savings tips. Enter your email address (required) Submit Why ScholarShare 529 * Benefits of Our 529 * A Plan for Everyone * About Us Learn & Plan * How Our 529 Works * Compare Ways to Save * The Cost of College Investment Options * Compare Investment Options * Enrollment Year * Risk-Based * Guaranteed * Daily Price & Performance * Fees & Expenses Resources * Popular Resources * Report on Higher Ed * Planning Tools * FAQs * Gifting * Events & Webinars * Glossary * Children's Savings Accounts * Schedule an Appointment Account Center * How-tos * Forms * Open An Account Need Help? Call 1-800-544-5248 * Contact Us Follow Us * * * * * Access your account on–the–go with the ReadySave ™ 529 App * Managed by TIAA–CREF Tuition Financing, Inc. (TFI) * Privacy Policy * Accessibility Statement * Sitemap * Security Center * Plan Description * Unsubscribe Disclosures For more information about the ScholarShare College Savings Plan, call 1-800-544-5248 or click here for a Plan Description , which includes investment objectives, risks, charges, expenses, and other important information. Read and consider it carefully before investing. Please note: Before you invest, consider whether your or the beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state's qualified tuition program. You should also consult your legal or tax professional for tax advice based on your own circumstances. Investments in the plan are neither insured nor guaranteed and there is the risk of investment loss. If the funds aren't used for qualified higher education expenses, a federal 10% penalty tax on earnings (as well as federal and state income taxes) may apply. Non-qualified withdrawals may also be subject to an additional 2.5% California tax on earnings. The ScholarShare College Savings Plan is offered by the State of California. TIAA-CREF Tuition Financing, Inc. (TFI), program manager. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributor and underwriter for the ScholarShare College Savings Plan. The Plan website contains links to other websites. Neither the Plan nor TFI and its affiliates are responsible for the content of those other websites. The accuracy of information on those sites cannot be confirmed. All social media platforms are managed by the State of California. FGN-3212120CR-Y1123W Close Need help finding something? Type in the search bar below. Search: Submit Back To Top